To see if you’re owed money from a forgotten bank or brokerage account The National Association of Unclaimed Property Administrators at or

For current interest rates on a wide variety of banking products This site also offers excellent consumer information

To see if your bank deposits are fully covered by federal deposit insurance

To find a credit union that you might be eligible to join The Credit Union National Association at Click on “Consumer Information” and then on “Locate a Credit Union”

A credit union anyone can join


Sites that keep you informed about important consumer issues

US Government’s Bureau of Consumer Financial Protection:


For consumer information on credit cards and the Federal Trade Commission’s site at (click on “Consumer Protection,” then “Consumer Information”)

To see the latest credit card rates and offers,,,,

For information on adding a security freeze to your credit history, to help prevent identity theft Consumers Union at

To find out what to do if you’re a victim of identity theft The Federal Trade Commission at

To find a local nonprofit counseling agency to help you get out of debt The National Foundation for Credit Counseling at

To understand your credit score and learn how to improve it


For advice on locating benefits and creating a trust for a disabled person Your local Association for Retarded Citizens, findable at

For free, state-specific forms for living wills and health-care proxies, also known as “advance directives” Caring Connections at

For lawyers who specialize in cooperative divorces International Academy of Collaborative Professionals at or Divorcenet also offers good consumer information.

For caregivers, including people caring for an aging parent Family Caregiver Alliance at

For help with long-distance care, try the National Association of Professional Geriatric Care Managers at

For locating local senior service organizations

For evaluations of the charities you contribute to and

To get off snail mail lists and call lists National Do Not Call Registry at to stop annoying sales calls. Credit Bureau Opt Out Service at to stop “preapproved or prescreened” offers of credit or insurance. Direct Marketing Association Mail Preference Service at to reduce your junk mail.

For coupons and other consumer deals


For advice on all your financial planning needs: News, Q&A, advice columns (including mine), tips from financial planners

To learn about basic financial planning

For the names of planners who charge fees for advice and don’t earn commissions by selling financial products The Garrett Planning Network at, the National Association of Personal Financial Advisors at, or Cambridge Advisors at

For background information on registered investment advisers The Investment Adviser Public Disclosure Web site at (click on “Investment Adviser Search” and enter the adviser’s name)

To organize your spending and saving

For general good advice


For people seeking student aid based on financial needInformation on federal grants and loans at,, and The form you need to apply for aid is at

For people seeking scholarships not based on financial need At Enter the name of a school in College Search, click on “Cost & Financial Aid,” then scroll down to see who might qualify for non-need-based aid.

For information on tax-favored college saving and investment plans


To find cost quotes for individual health insurance policies

To find a local health insurance agent National Association of Health Underwriters at

To find high-quality, lower-cost treatment abroad

To find a specialist to help with complicated health-insurance claims or

To find health insurance for children from moderate-income families The State Children’s Health Insurance Program at

For best buys in drugs

For information on Medicare and Medicaid The Centers for Medicare and Medicaid Services

To find a Medicare Prescription Drug Plan

For information on the value of brand-name drugs, generics, and vitamin supplements

For quotes on auto and homeowners insurance,,,

For consumer information on auto and homeowners coverage The Insurance Information Institute at (click on “Insurance topics”)


For people seeking low-cost term life insurance

For people wondering whether to dump, keep, or exchange a cash-value life insurance policy

For people considering a large cash-value purchase and want independent advice Look for fee-only life insurance advisers at (scroll down to the bottom of the page)

For information on how much protection you have in your state if your life or health insurance policy fails The National Organization of Life & Health Insurance Guaranty Associations at

To find your state’s insurance department The National Association of Insurance Commissioners at


For research on mutual funds, for stock and bond funds; for current yields on money market mutual funds

To compare the costs of different mutual funds

For chat about index funds and personal investing

For basic stock research or

To buy U.S. Savings Bonds or Treasury securities directly from the federal government

For information on “green” investing or

For timely warnings on high-risk investments in the marketplace (including those sold as “low risk”) (click on “Investor Alerts”)

To check on the background of your stockbroker

To find out how to bring a complaint against a stockbroker (click on “Arbitration & Mediation”)

To see of old stock certificates are worth something or


For great investigative stories on the web which newspapers can’t afford to do anymore

To find info about current public interest issues, and how you can help


For everything you need to know about mortgages Mortgage expert Jack Guttentag at and HSA Associates Financial Publishers at

For information on canceling private mortgage insurance

For help if you’re selling your house without a broker and

For an evaluation of the gurus who sell real estate investing programs Real estate expert John T. Reed at Click on”Real Estate Investment,” then on “Real Estate Guru Ratings.”


To calculate whether you’re saving enough for retirement or (click on “Money”)

For general information on traditional pensions

To see how much of your traditional retirement pension is insured by the Pension Benefit Guaranty Corporation

To see how large a lifetime income you can buy with a fixed amount of money

For Social Security information

For information on reverse

NEWS ON PERSONAL FINANCE – a great site for news and tips. Plug: I write for it!




Brad DeLong (economics, skeptical)
Paul Krugman (public policy, liberal)
Greg Mankiw (economics, center right)
Economic Policy Institute (great data and public policy)
Ezra Klein (great on health care reform)
Interesting political observations (center, liberal)
The Wall Street Journal’s health blog
The Center for Budget and Policy Priorities (good data)




The Four Pillars of Investing: Lessons for Building a Winning Portfolio, by William J. Bernstein, co-founder of Efficient Frontiers Advisors

Common Sense on Mutual Funds, by John Bogle, father of the retail index mutual fund and founder of The Vanguard Group

Winning the Loser’s Game: Timeless Strategies for Successful Investing, by the investment consultant, Charles Ellis

A Random Walk Down Wall Street, by Burton Malkiel, professor of economics at Princeton University

“Where Are the Customers’ Yachts?” by stockbroker Fred Schwed. Written in 1940, this marvelous book bares Wall Street’s fib-and-nonsense as it was, is and always will be.

The Only Guide to a Winning Investment Strategy You Will Ever Need: The Way Smart Money Invests Today, by Larry Swedroe of Buckingham

Unconventional Success: A Fundamental Approach to Personal Investment, by David Swensen, manager of Yale University’s endowment



Have Jane Speak

"In the five years I have been with the organization, I have never before seen the audience give any speaker a standing ovation." — Ceramic Tile
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Jane’s Book Club

The Number by Lee Eisenberg

THE book to read, when you’re puzzling over how much to save for retirement.

Past book recommendations

Jane’s Bio

Jane Bryant Quinn is a nationally known commentator on personal finance, with books and columns read and trusted by millions.
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