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	<title>Jane Bryant Quinn &#187; Real Estate</title>
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	<link>http://janebryantquinn.com</link>
	<description>Your personal finance advocate—putting consumers first!</description>
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		<title>How to beat &#8220;frugal fatigue&#8221;: 8 Ways to rightsize your life</title>
		<link>http://janebryantquinn.com/2011/03/how-to-beat-frugal-fatigue-8-ways-to-rightsize-your-life/</link>
		<comments>http://janebryantquinn.com/2011/03/how-to-beat-frugal-fatigue-8-ways-to-rightsize-your-life/#comments</comments>
		<pubDate>Thu, 10 Mar 2011 21:53:15 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Savings & Debt]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[downsize]]></category>
		<category><![CDATA[heallth insurance]]></category>
		<category><![CDATA[home equity loan]]></category>
		<category><![CDATA[National Foundation for Credit Counseling]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1575</guid>
		<description><![CDATA[Do you have &#8220;frugal fatigue?&#8221; You&#8217;re not alone. Pinching pennies becomes exhausting, year after year. You dream of breaking free and buying everything in sight.
But tiresome as budgets are, consumers haven&#8217;t quit them yet. You threw some money around in December, when credit card use bumped up for the first time since the 2008 financial [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Yes, you can afford a lawyer to fight a bank that wrongfully foreclosed</title>
		<link>http://janebryantquinn.com/2011/01/yes-you-can-afford-a-lawyer-to-fight-a-bank-that-wrongfully-foreclosed/</link>
		<comments>http://janebryantquinn.com/2011/01/yes-you-can-afford-a-lawyer-to-fight-a-bank-that-wrongfully-foreclosed/#comments</comments>
		<pubDate>Sat, 22 Jan 2011 11:01:43 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Banks & Banking]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[attorney fees]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1536</guid>
		<description><![CDATA[How much does it cost to get justice, when a bank forecloses on your house illegally? Thousands of ex-homeowners don&#8217;t pursue their rights to a financial settlement because they assume they couldn&#8217;t pay the legal fees.
In fact, it costs less than you fear. Consumer lawyers take a few cases at no charge. More likely, you&#8217;ll [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2011/01/yes-you-can-afford-a-lawyer-to-fight-a-bank-that-wrongfully-foreclosed/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>5 great money ideas for 2011</title>
		<link>http://janebryantquinn.com/2010/12/5-great-money-ideas-for-2011/</link>
		<comments>http://janebryantquinn.com/2010/12/5-great-money-ideas-for-2011/#comments</comments>
		<pubDate>Thu, 30 Dec 2010 19:21:00 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Banks & Banking]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[New Year's resolutions]]></category>
		<category><![CDATA[rewards cards]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[tax cut]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1511</guid>
		<description><![CDATA[What&#8217;s one of the country&#8217;s top New Year&#8217;s resolutions? &#8220;Get my personal finances on track.&#8221; It competes with &#8220;Lose five pounds&#8221; and way outdoes &#8220;Spend more time with family and friends.&#8221; If you get control of your money, you might even find it easier to control other niggling issues (like that extra Christmas weight). Here [...]]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Why You Should Give Reverse Mortgages Another Look</title>
		<link>http://janebryantquinn.com/2010/12/why-you-should-give-reverse-mortgages-another-look/</link>
		<comments>http://janebryantquinn.com/2010/12/why-you-should-give-reverse-mortgages-another-look/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 01:02:33 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[HECM]]></category>
		<category><![CDATA[reverse mortgage]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1490</guid>
		<description><![CDATA[If you&#8217;ve been snubbing a reverse mortgage, or counseling your elderly parents against it, take another look. These notoriously expensive loans are now on sale for less
You&#8217;re right to be careful about the loans. If mis-sold, they can leave you poor &#8211; and the press tells plenty of tales about mistakes. On the other hand, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Ways to help homeowners who don&#8217;t deserve to be foreclosed</title>
		<link>http://janebryantquinn.com/2010/10/5-ways-to-help-homeowners-who-dont-deserve-to-be-foreclosed/</link>
		<comments>http://janebryantquinn.com/2010/10/5-ways-to-help-homeowners-who-dont-deserve-to-be-foreclosed/#comments</comments>
		<pubDate>Thu, 28 Oct 2010 19:39:46 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure mills]]></category>
		<category><![CDATA[loan modification]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1402</guid>
		<description><![CDATA[The bankers know exactly whom to blame for the housing collapse and  foreclosure fiascos. It&#8217;s you &#8211; the devious American homeowner who wickedly  borrowed the easy money they had on offer.
No blame to the lenders who dreamed up high-risk mortgages and doled them out  to anyone with a pulse. No blame to [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/10/5-ways-to-help-homeowners-who-dont-deserve-to-be-foreclosed/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Foreclosure fraud: How you can be driven to default even though you pay on time</title>
		<link>http://janebryantquinn.com/2010/10/foreclosure-fraud-how-you-can-be-driven-to-default-even-though-to-pay-on-time/</link>
		<comments>http://janebryantquinn.com/2010/10/foreclosure-fraud-how-you-can-be-driven-to-default-even-though-to-pay-on-time/#comments</comments>
		<pubDate>Thu, 14 Oct 2010 19:12:35 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Savings & Debt]]></category>
		<category><![CDATA[mortgage default]]></category>
		<category><![CDATA[mortgage escrow accounts]]></category>
		<category><![CDATA[Mortgage foreclosure]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[mortgage servicers]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1377</guid>
		<description><![CDATA[The new, 49-state  investigation into foreclosure frauds comes as no surprise to people who  follow the mortgage service business. Shoddy, deceptive paperwork has plagued  homeowners for years. In the industry&#8217;s slimy underside, firms push borrowers  into default and foreclosure, even when they&#8217;ve been making payments on  time.
Their business model makes  defaults profitable, [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/10/foreclosure-fraud-how-you-can-be-driven-to-default-even-though-to-pay-on-time/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Who pays for a foreclosure freeze? We the taxpayers do</title>
		<link>http://janebryantquinn.com/2010/10/who-pays-for-a-foreclosure-freeze-we-the-taxpayers-do/</link>
		<comments>http://janebryantquinn.com/2010/10/who-pays-for-a-foreclosure-freeze-we-the-taxpayers-do/#comments</comments>
		<pubDate>Sat, 09 Oct 2010 16:15:17 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Savings & Debt]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Mortgage foreclosure]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1371</guid>
		<description><![CDATA[Who do you think picks up the losses on the $500 billion worth of mortgages  now in foreclosure or in serious default? The wicked lenders? Sorry, wrong. In  more than half the cases, we the taxpayers pay.
Freezes on foreclosures, such as those in effect in at  least a quarter of the states, [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/10/who-pays-for-a-foreclosure-freeze-we-the-taxpayers-do/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage tip: Sometimes it&#8217;s smarter not to pay</title>
		<link>http://janebryantquinn.com/2010/10/mortgage-tip-sometimes-its-smarter-not-to-pay/</link>
		<comments>http://janebryantquinn.com/2010/10/mortgage-tip-sometimes-its-smarter-not-to-pay/#comments</comments>
		<pubDate>Fri, 08 Oct 2010 16:03:12 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Savings & Debt]]></category>
		<category><![CDATA[home equity loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage default]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1367</guid>
		<description><![CDATA[Pssst &#8211; here&#8217;s a quick personal finance tip for financially troubled people who have a first mortgage plus a home equity loan. If you can&#8217;t make the payments on the first debt, don&#8217;t pay the second one, either &#8212; even if you can afford to. Payments on the second lien are money down the drain.
That [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/10/mortgage-tip-sometimes-its-smarter-not-to-pay/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Foreclosure Mills: What They Do to the Housing Market</title>
		<link>http://janebryantquinn.com/2010/10/the-foreclosure-mills-what-they-do-to-the-housing-market/</link>
		<comments>http://janebryantquinn.com/2010/10/the-foreclosure-mills-what-they-do-to-the-housing-market/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 18:47:28 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage title insurance]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1361</guid>
		<description><![CDATA[The law finally caught up with the home foreclosure mills. Some of the leading lenders and mortgage servicers &#8211; including Bank of America, JPMorgan Chase and GMAC Home Mortgage, a unit of Ally Financial &#8212; have conceded that they&#8217;ve mistakenly filed for foreclosure based on faulty or even forged affidavits. At some mortgage service firms, [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/10/the-foreclosure-mills-what-they-do-to-the-housing-market/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Thinking about a mortgage default? Beware the taxes due</title>
		<link>http://janebryantquinn.com/2010/07/thinking-about-a-mortgage-default-beware-the-taxes-due/</link>
		<comments>http://janebryantquinn.com/2010/07/thinking-about-a-mortgage-default-beware-the-taxes-due/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 10:00:52 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[debt forgiveness]]></category>
		<category><![CDATA[mortgage default]]></category>
		<category><![CDATA[Mortgage Forgiveness Debt Relief Act]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1267</guid>
		<description><![CDATA[If you walk away from a mortgage you don’t want any more, what are the consequences? I wrote about the moral and credit implications in a previous post. A reader emailed to ask about the federal tax implications. “In my state, the banks send a notice saying that you owe taxes on the unpaid debt,” [...]]]></description>
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		<slash:comments>0</slash:comments>
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