Do you have “frugal fatigue?” You’re not alone. Pinching pennies becomes exhausting, year after year. You dream of breaking free and buying everything in sight.
But tiresome as budgets are, consumers haven’t quit them yet. You threw some money around in December, when credit card use bumped up for the first time since the 2008 financial [...]
Has Congress found a way to exert its political will on the supposedly independent Federal Reserve Board? And, in the process, murder the infant Consumer Financial Protection Bureau?
If so, say goodbye to future, broad actions to save consumers from credit card and other financial abuse, including the enforcement of current laws. Government action against deception [...]
While you’re mining this year’s tax instructions for savings on deductions and credits, don’t forget the special rules that come with your marital status. The so-called “marriage penalty” affects only couples with roughly equal incomes that year. The majority gets an Ozzie-and-Harriet ”marriage bonus.” Here’s a quick guide to the tax quirks [...]
Email your legislator, if you’re counting on federal Pell Grants to help you start, or continue, your higher education. The GOP proposes to slash your award by about 15 percent for academic year starting this September. That would be the largest cut in aid in the history of the program. President [...]
Are you confused about choosing investments in a company 401(k)? More than three-quarters of the plans try to solve the problem for you by offering target-date mutual funds – one-stop shopping for savers who want to simplify their lives. You can buy them for Individual Retirement Accounts, too.
I like these funds, but picking the right [...]
