Just say no, when your bank or credit union asks if you want “courtesy” noverdraft protection for purchases made with your debit card. This so-called service damages your finances and handed the banks $37.1 billion in fees last year, Moebs $ervices reports. Most of that money was drained from the accounts [...]
Let me get this straight. Conservative budget balancers say that we can’t afford Social Security. This weekend marks the program’s 75th anniversary. The “anti’s” say it’s past time to phase it out. End socialism in the U.S.! If you’re old and poor, your kids should take you in. Harumph.
The same conservative budget balancers say [...]
You have to leave the country to get a proper perspective on the high cost of health care in the United States. Even if it’s just over the border.
My husband and I spent a long weekend in Canada last month, lapping up plays at Stratford, Ontario’s justly famous Shakespeare Festival. At our bed-and-breakfast, we lapped [...]
Private student lenders swing wide their doors in August, when families struggle to raise the money needed for this school year. You can borrow from banks, some credit unions, and specialized institutions such as Sallie Mae.
New laws and regulations have cleaned up some of the misleading tactics families faced in the past. [...]
Don’t get taken when you sign for a college loan. Federal loans are cheaper than ever this year, for both parents and students. But loans directly from banks or other for-profit lenders can trip you up. You might lock yourself into thousands of dollars of unnecessary spending and, potentially, a greater risk of default. Here’s [...]
