What Jane Says: Investing

Stock prices generally follow a four-year pattern linked to the presidential election cycle. The first two years after the election coincide with the slowest market growth while the second two outperform. The third year of the cycle is the best. Academic researchers have tried to find fundamental, economic reasons for this cyclical behavior, without success. […]

We all know  that the older we get, the more of our money should be kept safe. To achieve that, we gradually lower the percentage of savings we hold in stocks and increase our commitment to bonds. That’s classic, standard investment advice. But I’m starting to think that’s wrong.  Quality bonds and certificates of deposit […]

What’s a struggling (and angry) investor to do, in the face of a government shutdown and threatened default? An artificial financial crisis (not based on fundamentals) cooked up entirely for political gain. Prior to the shutdown, the economy was gathering steam — more jobs, higher profits, more homebuilding, low interest rates, low inflation, higher stock […]

Do you own a variable annuity with lifetime income benefits? Did you buy it in the years before the financial meltdown? You have a terrific contract that your insurance company might be trying to take away. Don’t let them do it. In the early and middle ‘00’s. insurers competed vigorously for your retirement money. They […]

Have Jane Speak

"In the five years I have been with the organization, I have never before seen the audience give any speaker a standing ovation." — Ceramic Tile
Distributors Association
learn more

Jane’s Book Club

The Number by Lee Eisenberg

THE book to read, when you’re puzzling over how much to save for retirement.

Past book recommendations

Jane’s Bio

Jane Bryant Quinn is a nationally known commentator on personal finance, with books and columns read and trusted by millions.
learn more