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	<title>Jane Bryant Quinn &#187; Debit Cards</title>
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	<link>http://janebryantquinn.com</link>
	<description>Your personal finance advocate—putting consumers first!</description>
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		<title>Will the banks really hit you with debit card fees? Maybe not</title>
		<link>http://janebryantquinn.com/2011/03/will-the-banks-really-hit-you-with-debit-card-fees-maybe-not/</link>
		<comments>http://janebryantquinn.com/2011/03/will-the-banks-really-hit-you-with-debit-card-fees-maybe-not/#comments</comments>
		<pubDate>Sat, 26 Mar 2011 14:39:01 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Banks & Banking]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[debit]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[Dodd-Frank]]></category>
		<category><![CDATA[Wall Street reform]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1598</guid>
		<description><![CDATA[The big banks are threatening to hit you with fees for using your debit card. JPMorgan Chase fired the first shot across the bow last week, by canceling its debit-card rewards program.
Why is this happening? Because the banks lost an epic battle with retailers, which will force them to slash the fees they collect on [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How to avoid STD: &#8220;Sexually transmitted debt&#8221;</title>
		<link>http://janebryantquinn.com/2011/02/how-to-avoid-std-sexually-transmitted-debt/</link>
		<comments>http://janebryantquinn.com/2011/02/how-to-avoid-std-sexually-transmitted-debt/#comments</comments>
		<pubDate>Fri, 11 Feb 2011 11:36:03 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[College]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Savings & Debt]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[marriage]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1550</guid>
		<description><![CDATA[In marriage, what&#8217;s your biggest financial risk? That your spouse has a secret vice, and I don&#8217;t mean playing around with other partners. It&#8217;s STD in a different form &#8211; &#8220;sexually transmitted debt.&#8221; Your beloved might be hauling the burden of excess credit card spending or unpaid student loans that have grown from a molehill [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>4 Ways of beating the new high bank fees</title>
		<link>http://janebryantquinn.com/2011/01/4-ways-of-beating-the-new-high-bank-fees/</link>
		<comments>http://janebryantquinn.com/2011/01/4-ways-of-beating-the-new-high-bank-fees/#comments</comments>
		<pubDate>Wed, 19 Jan 2011 11:24:10 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Banks & Banking]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[community banks]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[online banks]]></category>
		<category><![CDATA[prepaid debit cards]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1531</guid>
		<description><![CDATA[Is your bank jacking up its fees on your checking account? You have one great response available. Move your money. Now. Find an institution that competes for your business on price as well as service &#8211; probably an online bank, community bank, or credit union. Even pre-paid debit cards can be a smarter choice than [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>5 great money ideas for 2011</title>
		<link>http://janebryantquinn.com/2010/12/5-great-money-ideas-for-2011/</link>
		<comments>http://janebryantquinn.com/2010/12/5-great-money-ideas-for-2011/#comments</comments>
		<pubDate>Thu, 30 Dec 2010 19:21:00 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Banks & Banking]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[New Year's resolutions]]></category>
		<category><![CDATA[rewards cards]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[tax cut]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1511</guid>
		<description><![CDATA[What&#8217;s one of the country&#8217;s top New Year&#8217;s resolutions? &#8220;Get my personal finances on track.&#8221; It competes with &#8220;Lose five pounds&#8221; and way outdoes &#8220;Spend more time with family and friends.&#8221; If you get control of your money, you might even find it easier to control other niggling issues (like that extra Christmas weight). Here [...]]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>4 Ways to Stay Out of Debt This Holiday Shopping Season</title>
		<link>http://janebryantquinn.com/2010/12/4-ways-to-stay-out-of-debt-this-holiday-shopping-season/</link>
		<comments>http://janebryantquinn.com/2010/12/4-ways-to-stay-out-of-debt-this-holiday-shopping-season/#comments</comments>
		<pubDate>Wed, 15 Dec 2010 17:23:07 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Savings & Debt]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[consumer debt]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1459</guid>
		<description><![CDATA[If you froze your credit cards in a block of ice this Christmas season,  you&#8217;re part of a trend. The use of general cards such as Visa  and MasterCard dropped by 11 percent in the third quarter of this year, the  credit bureau TransUnion reports.  America&#8217;s Research Group found that, over the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit card interest rates rise but that&#8217;s a good thing</title>
		<link>http://janebryantquinn.com/2010/08/bank-fees-will-fall-thanks-to-pro-consumer-reforms/</link>
		<comments>http://janebryantquinn.com/2010/08/bank-fees-will-fall-thanks-to-pro-consumer-reforms/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 18:39:42 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[credit card costs]]></category>
		<category><![CDATA[financial reform]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1317</guid>
		<description><![CDATA[I&#8217;m about to annoy you. You hate the fact that banks have been raising  interest rates on credit card balances. By the rules of competition, however,  the rise in visible costs will turn out to be a good thing. Fees you can see  will eventually go down.
You&#8217;ve been paying high costs for credit right along, [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Debit card overdrafts: How the banks still cheat</title>
		<link>http://janebryantquinn.com/2010/08/debit-card-overdrafts-how-the-banks-still-cheat/</link>
		<comments>http://janebryantquinn.com/2010/08/debit-card-overdrafts-how-the-banks-still-cheat/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 10:00:11 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Banks & Banking]]></category>
		<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Latest Posts]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1313</guid>
		<description><![CDATA[Are you thinking of signing up for &#8220;courtesy&#8221; overdraft protection linked to  your debit card? Hold off, until you&#8217;ve read this column. Those fees are  protection, all right &#8212; a protection racket. A federal district judge,  who examined the way the giant bank, Wells Fargo, handles debits, called the  practice &#8220;gouging [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/08/debit-card-overdrafts-how-the-banks-still-cheat/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Debit card overdrafts: Just say no</title>
		<link>http://janebryantquinn.com/2010/08/debit-card-overdrafts-just-say-no/</link>
		<comments>http://janebryantquinn.com/2010/08/debit-card-overdrafts-just-say-no/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 10:29:04 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[abusive bank fees]]></category>
		<category><![CDATA[overdraft protection]]></category>
		<category><![CDATA[overdraft regulation]]></category>
		<category><![CDATA[overdrafts]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1305</guid>
		<description><![CDATA[Just say no, when your bank or credit union asks if you want &#8220;courtesy&#8221; noverdraft  protection for purchases made with your debit card.  This so-called service  damages your finances and  handed the banks $37.1  billion in fees last year, Moebs $ervices reports. Most of that money was  drained from the accounts [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>All about debit cards</title>
		<link>http://janebryantquinn.com/2009/10/all-about-debit-cards/</link>
		<comments>http://janebryantquinn.com/2009/10/all-about-debit-cards/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 23:55:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[debit card fees]]></category>

		<guid isPermaLink="false">http://janebryantquinn.adhostclient.com/?p=325</guid>
		<description><![CDATA[ I love debit cards. They’re the electronic equivalent of writing checks or paying cash. When you pay by debit, the money is taken directly out of your bank account, right away. That makes them terrific tools for budgeting. You can’t kid yourself by saying “I’ll pay for it next month,” the way you can with [...]]]></description>
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		<slash:comments>1</slash:comments>
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