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	<title>Jane Bryant Quinn &#187; Consumer Rights</title>
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	<link>http://janebryantquinn.com</link>
	<description>Your personal finance advocate—putting consumers first!</description>
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		<title>Has the GOP Found a Way to Stop Consumer Protection in its Tracks?</title>
		<link>http://janebryantquinn.com/2011/05/has-the-gop-found-a-way-to-stop-consumer-protection-in-its-tracks/</link>
		<comments>http://janebryantquinn.com/2011/05/has-the-gop-found-a-way-to-stop-consumer-protection-in-its-tracks/#comments</comments>
		<pubDate>Fri, 20 May 2011 10:29:15 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Banks & Banking]]></category>
		<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[Elizabeth Warren]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1652</guid>
		<description><![CDATA[What&#8217;s high on the hit list in Washington DC today? The new Consumer Financial Protection Bureau, which was created to defend you from lying and predatory lenders. The financial industry hates the bureau and wants it gone. Their lobbyists and legislators couldn&#8217;t stop it from being enacted into law. Now, they&#8217;re trying to cripple it [...]]]></description>
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		<slash:comments>4</slash:comments>
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		<item>
		<title>Filing Tax Returns Online? 10 Ways to Protect Yourself From Data Theft</title>
		<link>http://janebryantquinn.com/2011/04/1626/</link>
		<comments>http://janebryantquinn.com/2011/04/1626/#comments</comments>
		<pubDate>Wed, 13 Apr 2011 10:20:31 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[cyber crime]]></category>
		<category><![CDATA[e-file tax returns]]></category>
		<category><![CDATA[ID theft]]></category>
		<category><![CDATA[Internal Revenue Service]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[phishing]]></category>
		<category><![CDATA[tax software]]></category>
		<category><![CDATA[web security]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1626</guid>
		<description><![CDATA[Are you planning on filing your last-minute tax returns electronically? Make sure that a crook isn&#8217;t secretly looking over your shoulder while you&#8217;re online. &#8220;The bad guys are always surfing for mistakes,&#8221; says Fred Touchette, senior security analyst for AppRiver, an Internet security company. &#8220;The weakest link in computer security is usually the individual user.&#8221;
The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Huge New Email Breach: 8 Ways to Protect Yourself</title>
		<link>http://janebryantquinn.com/2011/04/huge-new-email-breach-8-ways-to-protect-yourself/</link>
		<comments>http://janebryantquinn.com/2011/04/huge-new-email-breach-8-ways-to-protect-yourself/#comments</comments>
		<pubDate>Tue, 12 Apr 2011 03:21:36 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[cyber crime]]></category>
		<category><![CDATA[database]]></category>
		<category><![CDATA[email]]></category>
		<category><![CDATA[hacker]]></category>
		<category><![CDATA[online fraud]]></category>
		<category><![CDATA[privacy]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1622</guid>
		<description><![CDATA[Opt out of marketing data bases! Do it now! And don&#8217;t give out any personal  information in response to an email, even if it appears to come from your bank  or favorite store.
Another major hacker attack last week exposed the names and emails of  millions of consumers to cyber criminals &#8212; and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The House slashes consumer protection. Is it obeying the law?</title>
		<link>http://janebryantquinn.com/2011/02/the-house-slashes-consumer-protection-is-it-obeying-the-law/</link>
		<comments>http://janebryantquinn.com/2011/02/the-house-slashes-consumer-protection-is-it-obeying-the-law/#comments</comments>
		<pubDate>Fri, 25 Feb 2011 16:35:35 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[consumer financial protection agency]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[consumers]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1569</guid>
		<description><![CDATA[Has Congress found a way to exert its political will on the supposedly independent Federal Reserve Board? And, in the process, murder the infant Consumer Financial Protection Bureau?
If so, say goodbye to future, broad actions to save consumers from credit card and other financial abuse, including the enforcement of current laws. Government action against deception [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2011/02/the-house-slashes-consumer-protection-is-it-obeying-the-law/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>After the elections: Protecting the Consumer Financial Protection Bureau</title>
		<link>http://janebryantquinn.com/2010/11/after-the-elections-protecting-the-consumer-financial-protection-bureau/</link>
		<comments>http://janebryantquinn.com/2010/11/after-the-elections-protecting-the-consumer-financial-protection-bureau/#comments</comments>
		<pubDate>Fri, 05 Nov 2010 19:31:08 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[Elizabeth Warren]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1407</guid>
		<description><![CDATA[Can the Republicans de-fund the Consumer Financial Protection Bureau? The answer is no &#8211; at least, not as the law stands now. As far as is possible, Congress sheltered the bureau from hostile political interference.
Supporters of the law took a lesson from what happened at the Securities and Exchange Commission, when financial lobbyists poured cash [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>5 Ways to help homeowners who don&#8217;t deserve to be foreclosed</title>
		<link>http://janebryantquinn.com/2010/10/5-ways-to-help-homeowners-who-dont-deserve-to-be-foreclosed/</link>
		<comments>http://janebryantquinn.com/2010/10/5-ways-to-help-homeowners-who-dont-deserve-to-be-foreclosed/#comments</comments>
		<pubDate>Thu, 28 Oct 2010 19:39:46 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[foreclosure mills]]></category>
		<category><![CDATA[loan modification]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1402</guid>
		<description><![CDATA[The bankers know exactly whom to blame for the housing collapse and  foreclosure fiascos. It&#8217;s you &#8211; the devious American homeowner who wickedly  borrowed the easy money they had on offer.
No blame to the lenders who dreamed up high-risk mortgages and doled them out  to anyone with a pulse. No blame to [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/10/5-ways-to-help-homeowners-who-dont-deserve-to-be-foreclosed/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Credit card interest rates rise but that&#8217;s a good thing</title>
		<link>http://janebryantquinn.com/2010/08/bank-fees-will-fall-thanks-to-pro-consumer-reforms/</link>
		<comments>http://janebryantquinn.com/2010/08/bank-fees-will-fall-thanks-to-pro-consumer-reforms/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 18:39:42 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[credit card costs]]></category>
		<category><![CDATA[financial reform]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1317</guid>
		<description><![CDATA[I&#8217;m about to annoy you. You hate the fact that banks have been raising  interest rates on credit card balances. By the rules of competition, however,  the rise in visible costs will turn out to be a good thing. Fees you can see  will eventually go down.
You&#8217;ve been paying high costs for credit right along, [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/08/bank-fees-will-fall-thanks-to-pro-consumer-reforms/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Debit card overdrafts: How the banks still cheat</title>
		<link>http://janebryantquinn.com/2010/08/debit-card-overdrafts-how-the-banks-still-cheat/</link>
		<comments>http://janebryantquinn.com/2010/08/debit-card-overdrafts-how-the-banks-still-cheat/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 10:00:11 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Banks & Banking]]></category>
		<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Latest Posts]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1313</guid>
		<description><![CDATA[Are you thinking of signing up for &#8220;courtesy&#8221; overdraft protection linked to  your debit card? Hold off, until you&#8217;ve read this column. Those fees are  protection, all right &#8212; a protection racket. A federal district judge,  who examined the way the giant bank, Wells Fargo, handles debits, called the  practice &#8220;gouging [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/08/debit-card-overdrafts-how-the-banks-still-cheat/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Debit card overdrafts: Just say no</title>
		<link>http://janebryantquinn.com/2010/08/debit-card-overdrafts-just-say-no/</link>
		<comments>http://janebryantquinn.com/2010/08/debit-card-overdrafts-just-say-no/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 10:29:04 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[abusive bank fees]]></category>
		<category><![CDATA[overdraft protection]]></category>
		<category><![CDATA[overdraft regulation]]></category>
		<category><![CDATA[overdrafts]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1305</guid>
		<description><![CDATA[Just say no, when your bank or credit union asks if you want &#8220;courtesy&#8221; noverdraft  protection for purchases made with your debit card.  This so-called service  damages your finances and  handed the banks $37.1  billion in fees last year, Moebs $ervices reports. Most of that money was  drained from the accounts [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/08/debit-card-overdrafts-just-say-no/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Elizabeth Warren Should Head the New Consumer Protection Bureau</title>
		<link>http://janebryantquinn.com/2010/07/why-elizabeth-warren-should-head-the-new-consumer-protection-bureau/</link>
		<comments>http://janebryantquinn.com/2010/07/why-elizabeth-warren-should-head-the-new-consumer-protection-bureau/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 10:48:09 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Consumer Rights]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[Elizabeth Warren]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1256</guid>
		<description><![CDATA[Harvard law professor Elizabeth Warren dreamed up the idea of a Consumer Financial Protection Bureau, which Congress authorized as part of Wall Street reform.  She campaigned for it tirelessly and understands the issues better than anyone else. She&#8217;s the most qualified person, by far, to become its first director &#8211; the one that will [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/07/why-elizabeth-warren-should-head-the-new-consumer-protection-bureau/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
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