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	<title>Jane Bryant Quinn &#187; College</title>
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	<link>http://janebryantquinn.com</link>
	<description>Your personal finance advocate—putting consumers first!</description>
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		<title>Big budget cuts proposed for student aid. Who loses? Who&#8217;s safe?</title>
		<link>http://janebryantquinn.com/2011/02/big-budget-cuts-proposed-for-student-aid-who-loses-whos-safe/</link>
		<comments>http://janebryantquinn.com/2011/02/big-budget-cuts-proposed-for-student-aid-who-loses-whos-safe/#comments</comments>
		<pubDate>Tue, 15 Feb 2011 11:32:42 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[College]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Pell Grants]]></category>
		<category><![CDATA[student aid]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1552</guid>
		<description><![CDATA[Email your legislator, if you’re counting on federal Pell Grants to help you  start, or continue, your higher education. The GOP proposes to slash  your award by about 15 percent for academic year starting this September.  That would be the largest cut in aid in the history of the program. President  [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to avoid STD: &#8220;Sexually transmitted debt&#8221;</title>
		<link>http://janebryantquinn.com/2011/02/how-to-avoid-std-sexually-transmitted-debt/</link>
		<comments>http://janebryantquinn.com/2011/02/how-to-avoid-std-sexually-transmitted-debt/#comments</comments>
		<pubDate>Fri, 11 Feb 2011 11:36:03 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[College]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Savings & Debt]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[marriage]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1550</guid>
		<description><![CDATA[In marriage, what&#8217;s your biggest financial risk? That your spouse has a secret vice, and I don&#8217;t mean playing around with other partners. It&#8217;s STD in a different form &#8211; &#8220;sexually transmitted debt.&#8221; Your beloved might be hauling the burden of excess credit card spending or unpaid student loans that have grown from a molehill [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 great money ideas for 2011</title>
		<link>http://janebryantquinn.com/2010/12/5-great-money-ideas-for-2011/</link>
		<comments>http://janebryantquinn.com/2010/12/5-great-money-ideas-for-2011/#comments</comments>
		<pubDate>Thu, 30 Dec 2010 19:21:00 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[Banks & Banking]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[home prices]]></category>
		<category><![CDATA[New Year's resolutions]]></category>
		<category><![CDATA[rewards cards]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[tax cut]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1511</guid>
		<description><![CDATA[What&#8217;s one of the country&#8217;s top New Year&#8217;s resolutions? &#8220;Get my personal finances on track.&#8221; It competes with &#8220;Lose five pounds&#8221; and way outdoes &#8220;Spend more time with family and friends.&#8221; If you get control of your money, you might even find it easier to control other niggling issues (like that extra Christmas weight). Here [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>7 things they don&#8217;t tell you about student loans</title>
		<link>http://janebryantquinn.com/2010/12/7-things-they-dont-tell-you-about-student-loans/</link>
		<comments>http://janebryantquinn.com/2010/12/7-things-they-dont-tell-you-about-student-loans/#comments</comments>
		<pubDate>Wed, 08 Dec 2010 18:52:43 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[College]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Savings & Debt]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[co-sign]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[debt collection]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[parent PLUS loans]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1450</guid>
		<description><![CDATA[Student loans — if unpaid even for a short time — lock you into the only effective debtors’ prison existing in the United States. The government’s collection rights are something a mobster might admire. Late fees and collection fees are ruinous. Student loans cannot be discharged in bankruptcy, so you’ll drag that escalating debt forever. [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/12/7-things-they-dont-tell-you-about-student-loans/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit Cards on Campus: How the Banks Get Around the Student-Protection Law</title>
		<link>http://janebryantquinn.com/2010/10/credit-cards-on-campus-how-the-banks-get-around-the-student-protection-law/</link>
		<comments>http://janebryantquinn.com/2010/10/credit-cards-on-campus-how-the-banks-get-around-the-student-protection-law/#comments</comments>
		<pubDate>Fri, 01 Oct 2010 10:45:30 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[College]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[student credit cards]]></category>
		<category><![CDATA[student debt]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1358</guid>
		<description><![CDATA[So you thought your kids were safe from the scourge of credit card debt when you sent them away to college this year? Just because Congress passed a student-protection law?
Wake up to the real world. Credit card issuers found a glide path right through the law&#8217;s intent, thanks to their enablers at the Federal Reserve. [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/10/credit-cards-on-campus-how-the-banks-get-around-the-student-protection-law/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Student loans: Time to reform the law that treats debtors like crooks</title>
		<link>http://janebryantquinn.com/2010/09/student-loans-time-to-reform-the-law-that-treats-debtors-like-crooks/</link>
		<comments>http://janebryantquinn.com/2010/09/student-loans-time-to-reform-the-law-that-treats-debtors-like-crooks/#comments</comments>
		<pubDate>Sat, 25 Sep 2010 10:19:24 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[College]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[private student loans]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1354</guid>
		<description><![CDATA[Conservative Congressmen hate students who take loans. They lump them with tax cheats, criminals who owe reparations, and deadbeat dads.
What do these people have in common? None of them is allowed to discharge the debt in bankruptcy. People who take loans for higher education and, later, fall on hard times, are considered unworthy of a [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/09/student-loans-time-to-reform-the-law-that-treats-debtors-like-crooks/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Private student loans: 6 ways to make them better</title>
		<link>http://janebryantquinn.com/2010/08/private-student-loans-6-ways-to-make-them-better/</link>
		<comments>http://janebryantquinn.com/2010/08/private-student-loans-6-ways-to-make-them-better/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 10:00:21 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[College]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[private student loans]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1283</guid>
		<description><![CDATA[Private student lenders swing wide their doors in August, when families  struggle to raise the money needed for this school year. You can borrow from  banks, some credit unions, and specialized institutions such as Sallie Mae.
New laws and regulations have cleaned up some of the misleading tactics  families faced in the past. [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/08/private-student-loans-6-ways-to-make-them-better/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Student loans: The best places to borrow</title>
		<link>http://janebryantquinn.com/2010/08/student-loans-whats-cheap-whats-not/</link>
		<comments>http://janebryantquinn.com/2010/08/student-loans-whats-cheap-whats-not/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 10:00:47 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[College]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[education loans]]></category>
		<category><![CDATA[PLUS loans]]></category>
		<category><![CDATA[private education loans]]></category>
		<category><![CDATA[Stafford loans]]></category>
		<category><![CDATA[Student Loan Analytics]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1274</guid>
		<description><![CDATA[Don&#8217;t get taken when you sign for a college loan. Federal loans are cheaper than ever this year, for both parents and students. But loans directly from banks or other for-profit lenders can trip you up. You might lock yourself into thousands of dollars of unnecessary spending and, potentially, a greater risk of default. Here&#8217;s [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/08/student-loans-whats-cheap-whats-not/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>They&#8217;re telling you lies about the new student loan law</title>
		<link>http://janebryantquinn.com/2010/04/theyre-telling-you-lies-about-the-new-student-loan-law/</link>
		<comments>http://janebryantquinn.com/2010/04/theyre-telling-you-lies-about-the-new-student-loan-law/#comments</comments>
		<pubDate>Fri, 02 Apr 2010 01:38:28 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[College]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[PLUS loans]]></category>
		<category><![CDATA[Stafford loans]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1022</guid>
		<description><![CDATA[I’m hearing so many lies about the change  in the government’s education loan programs that I have to set  the record straight. Anyone who cares about cutting government spending and helping students and their parents should love the change. But the truth of the program is being hijacked by the people who scream no. Here&#8217;s what&#8217;s happening:
For [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/04/theyre-telling-you-lies-about-the-new-student-loan-law/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Direct federal loans&#8211;good for students, parents and taxpayers</title>
		<link>http://janebryantquinn.com/2010/03/direct-federal-loans-good-for-students-parents-and-taxpayers/</link>
		<comments>http://janebryantquinn.com/2010/03/direct-federal-loans-good-for-students-parents-and-taxpayers/#comments</comments>
		<pubDate>Mon, 29 Mar 2010 04:56:47 +0000</pubDate>
		<dc:creator>Jane</dc:creator>
				<category><![CDATA[College]]></category>
		<category><![CDATA[Latest Posts]]></category>
		<category><![CDATA[Direct Loan progam]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://janebryantquinn.com/?p=1013</guid>
		<description><![CDATA[Starting July 1, higher-ed students will get their federal Stafford loans directly from the government rather than from banks. About 50 percent of students do this already, through the federal Direct Loan program. Under a provision tucked into the Affordable Health Care Act, all students will soon be borrowing that way.
The change will save the [...]]]></description>
		<wfw:commentRss>http://janebryantquinn.com/2010/03/direct-federal-loans-good-for-students-parents-and-taxpayers/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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