I can’t answer questions if you won’t let me in!
- April 17, 2010
- 11 comments
- Posted in Latest Posts
Many of you send me questions. I try to answer them all. But sometimes I send you an answer and get a robo-reply, telling me I have to jump through hoops to get my answer through. Dear friends, I don’t jump. If you want to hear from me, please don’t program your email to block me out. Love and kisses, Jane
Hi! I don’t know if you are responding to me or not. But when I sent a message to your facebook page, I thought I was doing it as a wall post. But a message came up to me that said something different and then my message wasn’t there. If you were responding to me then I don’t know what to do to allow you to respond to me since I don’t know what fb did with that message I sent you!
I wrote asking about the old book…if you can reply to my email, that would be great!
Thanks!
Hi, Facebook messages don’t come here, only messages from the Contact page. As far as I can tell, I’m getting all my Facebook messages there. Sorry, but I don’t have a message from you.
i am trying to find a service that will provide me with accurate information on a high yield investment program with dividends coming in every month-i need at least 8-10 percent yield and a service that rates these selections if a different one would be needed. thanks
Anything with an 8-10 percent yield in a low-rate world will be risky, with rates unlikely to stay that high. It’ sbackwards to look for a yield you “need.” Instead, match your spending to the yields that exist. Master limited partnerships are a possibility, but they’re complicated. High-yield closed end funds are generally riding for a fall because the yield probably isn’t sustainable. What do other readers think?
Is the co-signer on a student loan on the hook if the “signer” dies? My SO is the co-signer on a significant (57k) student loan debt for his daughter. If he is, would it be advisible for her to take out a term life policy with him as the beneficiary so he wouldn’t be on the hook?
(Tried to do this on the Contact Page but the ID blanks didn’t show up).
Thanks!
Yes, a co-signer is always liable. His daughter could buy a $50,000 ten-year life-insurance policy for as little as 5.82 a month, if she’s 24 and in excellent health. For other ages and states of health, see http://www.term4sale.com.
Thanks. That’s what I thought. I’ll have to suggest that because I’m certain it hasn’t crossed her consciousness yet that she could possibly leave Daddy saddled. The words ‘financially responsible’ aren’t exactly a good descriptor for the situation. Hmmm, methinks I know a fab grad gift – a copy of “Making the Most of Your Money”! Still love that book!
I am trying to send you an e-mail using the “contact” section of your website. I keep getting an error saying I haven’t filled out all the required fields. It looks like there is a field for first name but I can’t get to it because your picture is covering it. Can you have someone look at it?
Thanks.
Will do. Is anyone else having trouble?
Hi,
This regards LTC insurance and the likelihood of payout of cash benefits at 5% compound interest. Can any research point me to an actual history of payouts? Do you know whether it’s possible to get benefits that are services, not cash?
I am puzzled why my application was accepted without the carrier requesting my medical records. Could this be a red flag for a possible rejection of later claims?
Thanks,
Lee
I don’t understand what you mean when you say “payout of cash benefits at 5% compound interest.” Do you mean you bought an inflation rider that raises benefits by 5% annually? If so, that’s a good idea. If you bought group LTC through a company or association, you would have been accepted without a medical exam. Individual policies require medical exams and people are turned down if they don’t meet the health standards. I can’t help with history of payouts, that would vary by company. No, I don’t know of companies that insure services regardless of price.