The bill proposed in the Senate would require health insurance companies to spend a least 85 percent of each of your premium dollars on medical care. Right now, most insurers spend less than that, especially for people with individual or small- group coverage. As little as 64 percent of the premiums you pay might actually [...]
You’re finally hearing the truth about the incredible interest rates that banks charge for subprime credit cards. First Premier Bank, based in Sioux Falls, South Dakota, is pilot-testing a card with a rate of 79.9 percent! You might be shocked, shocked, to hear that a bank could charge that much. But to me, the bank [...]
Why are you giving a gift card for Christmas or Hanukkah? Why not make your gift the old-fashioned way—namely, by giving cash? A gift card is cash, and you’re probably paying good money for it. There might be a service fee and there’s always a shipping charge if you order the card online [...]