Archive for December, 2009

A compelling table here on how much money the Senate health-care bill will save ordinary families, in insurance premiums and out-of-pocket costs. Progressives who say that the current bill is worse than nothing haven’t looked at the huge step forward represented by reform. There was never going to be a perfect bill. I complain, too, [...]

The bill proposed in the Senate would require health insurance companies to spend a least 85 percent of each of your premium dollars on medical care. Right now, most insurers spend less than that, especially for people with individual or small- group coverage. As little as 64 percent of the premiums you pay might actually [...]

You’re finally hearing the truth about the incredible interest rates that banks charge for subprime credit cards. First Premier Bank, based in Sioux Falls, South Dakota, is pilot-testing a card with a rate of 79.9 percent! You might be shocked, shocked, to hear that a bank could charge that much. But to me, the bank [...]

Why are you giving a gift card for Christmas or Hanukkah? Why not make your gift the old-fashioned way—namely, by giving cash? A gift card is cash, and you’re probably paying good money for it. There might be a service fee and there’s always a shipping charge if you order the card online [...]

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Jane Bryant Quinn is a nationally known commentator on personal finance, with books and columns read and trusted by millions.
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