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	<title>Comments on: All about debit cards</title>
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	<link>http://janebryantquinn.com/2009/10/all-about-debit-cards/</link>
	<description>Your personal finance advocate—putting consumers first!</description>
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		<title>By: Paul Perrea</title>
		<link>http://janebryantquinn.com/2009/10/all-about-debit-cards/comment-page-1/#comment-162</link>
		<dc:creator>Paul Perrea</dc:creator>
		<pubDate>Sun, 07 Feb 2010 13:47:12 +0000</pubDate>
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		<description>People should not have or use debit cards!!! A purchase should not be made that cannot be paid for--as simple as that.  The use of the credit card--if you go by Jane Bryant Quinn&#039;s own advice dictates that the card be paid off in full every months.  Therefore if the money is not there for the purchase the purchase should not be made.  Debit cards do not provide the protection from warranty or theft--as you noted--but they also have no side benefit whatsoever (like points or cashback!) But if a person thinks of points or cashback as anything but--a lucky windfall they are fooling themselves.  A purchases should never be made with an eye to the 1% windfall!!!  Come on Ms.Quinn people do not need wishy-washy advice on finance.  People should be told-never, never, ever acquire or use debit cards.</description>
		<content:encoded><![CDATA[<p>People should not have or use debit cards!!! A purchase should not be made that cannot be paid for&#8211;as simple as that.  The use of the credit card&#8211;if you go by Jane Bryant Quinn&#8217;s own advice dictates that the card be paid off in full every months.  Therefore if the money is not there for the purchase the purchase should not be made.  Debit cards do not provide the protection from warranty or theft&#8211;as you noted&#8211;but they also have no side benefit whatsoever (like points or cashback!) But if a person thinks of points or cashback as anything but&#8211;a lucky windfall they are fooling themselves.  A purchases should never be made with an eye to the 1% windfall!!!  Come on Ms.Quinn people do not need wishy-washy advice on finance.  People should be told-never, never, ever acquire or use debit cards.</p>
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